Why use an independent insurance broker or agent?
More choices, less hassle, and better protection.
Better insurance is about more than choosing the right company. It's about selecting coverage that fits your specific needs. A local independent agent / independent insurance broker will provide the expert guidance to help you do both – so you can focus on your life, not on your insurance.
How Independent Agents Work for You
Ease – We Do the Work
Having an unbiased advocate on your side means you don't have to navigate the insurance world on your own. In fact, if you don't want to, you don't even have to think about the insurance world. You can rest easy knowing that as your independent insurance agent /broker, we have the knowledge and resources to protect what matters most to you.
Choice – You’ll Have Many Options
Because we aren’t limited to products from any one company, independent insurance agents have the freedom to create a personalized insurance package that fits your needs and your budget.
Advice – An Expert on Your Side
Is an umbrella policy right for you? Do you have enough uninsured motorist coverage? Does your jewelry require a special rider on your homeowners policy or should it be on a separate specialized jewelry policy? We as independent agent can answer all of your insurance questions - even those you didn't know you had.
How Independent Insurance Agents Benefit You and Our Community
We build stronger communities. Independent Agents are business owners and employees, but above all, they are members of the community. Many of us make an impact by sharing our time and resources with local nonprofit organizations. Beacon Point Insurance is proud to give back to the community in which we live, and serve with our Beacon Of Hope program. We build long-term relationships.Three out of four people use an agent to buy insurance, according to a recent survey, and many of them stay with the same agency for years. When you work with a local insurance agency, you deal with people you know - and people who know you.
How to Choose an Independent Insurance Agent
Depending on where you live, there could be several local independent agents eager to help you buy insurance. How do you choose?
Start by asking these questions:
- Is the agent licensed in my state?
- How many companies do they represent?
- Are they committed to Additional Insurance Education? Have they completed the CIC, CISR, PLCS, CPRM designations?
- How many years have they been in business?
- Are they recommended by my friends or family?
- What do online reviews say?
- Are the agents involved in my community? Do they volunteer with local organizations or participate in other civic activities?
- Are they affiliated with industry groups, such as ?
We think you’ll agree that independent agents make insurance easy. Contact us today to see how we can help.